Small Business Articles

Catering insurance is a term for a group of insurance policies that are important to food service businesses. People also call it insurance for catering businesses, food service insurance, or food liability insurance. These policies protect food service businesses from many types of risk—things like employee injuries, injuries to customers and other non-employees, liability from accidents in company-owned vehicles, and more.

Every state administers its workers’ compensation insurance program differently, but having a policy is mandatory for virtually all companies with employees. And that generally means all types of employees—full-time, part-time, and seasonal. So, yes, seasonal workers can receive benefits under their employer’s workers’ compensation insurance policy.