Small Business Insurance in Louisiana
Simple and easy insurance for your Louisiana small business.
4.9 out of 5 customer review rating and 1.7M+ policies sold
Louisiana insurance policies.
biBerk is trusted by many companies for Louisiana insurance policies. We offer flexible policies to protect you from the many types of risk Louisiana businesses face.
Louisiana Workers' Compensation insurance
This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury. We offer tailored workers’ comp in Louisiana to suit your business.
Louisiana Professional Liability insurance
Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). If you’re a bookkeeper, for example, and you make a calculation error that results in your client losing money, your business may be covered if they sue you. Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.
Louisiana Cyber insurance
This type of business insurance in Louisiana can be purchased as an add-on to a professional liability policy. It helps cover costs related to system hacks or data security breaches in which sensitive information like credit card data has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.
We cover all kinds of professionals and businesses in Louisiana, including:
Why biBerk for small business insurance in Louisiana?
We’re the experts when it comes to Louisiana small business insurance.
Save time.
Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.
Save money.
We insure your small business directly, without a middleman or insurance broker, so we pass that savings along to you - up to 20% less than policies with other insurance companies.
Experienced.
We're part of the Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $62 billion in paid claims in 2023.
Why is biBerk better for small business?
Why is biBerk better for small business?
Whether it’s Louisiana workers’ comp or some other coverage, we’re often less expensive and easier to do business with than other insurance companies. That’s better for you in many ways. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffet. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services that can help them grow.
Your source for Louisiana insurance.
What do biBerk customers say?
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Small business insurance in Louisiana: what’s required?
Workers' Compensation
In Louisiana, every business with employees is required to carry workers’ compensation insurance. Even if you only have one employee, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re caught doing business with employees in Louisiana without a workers’ comp policy.
Other policy considerations
Financially protecting your company is one of the smartest business decisions you can make. That’s why we encourage Louisiana business owners to consider all the policies we offer for LA businesses.
What does business insurance in Louisiana cost?
The cost of business insurance in Louisiana depends on a number of factors, including industry, number of employees, and the amounts of payroll and revenue. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums. Learn what you’ll pay by getting instant online Louisiana business insurance quotes.
Small business insurance in Louisiana in three simple steps.
Get a quote.
Fill out a form online or give us a call to tell us about your company. You’ll have a quote in as little as five minutes.
Buy a policy.
Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.
Get a certificate.
Download an instant Certificate of Liability Insurance immediately after purchasing a policy.
